Category Archives: Home Finance

This category contains all information pertaining to mortgages, home loans, and other residential financing issues.

When buying a home, cash is king… but everything is cash at closing.

Cash is king when buying a home but every deal is cash at the closing table. Todays episode of Realty With Robb has to do with real estate negotiations, specifically cash offers. This recently came up in the office when … Continue reading

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Getting preapproved to buy a home.

Getting preapproved to buy a home. When one sets out to buy a home, they usually do a little bit of research. Because it is so important to a successful process, they are immediately are bombarded by Realtors telling them to get preapproved … Continue reading

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What happens if the appraised value of the home I am buying (selling) comes in too low?

The banks home loan appraisal is lower than the negotiated purchase price…what now? The first thing I want to say about low home appraisals in relation to the contracted selling price, is that it is happening very frequently in the … Continue reading

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Buying a house, how do I chose a mortgage lender?

When shopping for a mortgage lender, the first and only thing most buyers do is ask about the interest rate. When they find the lowest, they use that lender. I am here to tell you that while the interest rate … Continue reading

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